This sounds good, but I don't fully grasp the covered loan aspect. So the bank is required to sell a matching bond on the open market. What's the difference between the rate on mortgage and the rate on the on bond? Is it also matched or just the principal? Does that make the interest a wash for the bank, so that their primary motivator is fee collection?
ActionHank
I would auction shelf space at my mega chain grocery store to large brands. The highest bidder would have the opportunity to buy up all the shelf space in order to bury any potential competition. The bidder could create 100s of different labels of essentially the same goddamn product, in order to maintain the illusion of choice, maximize consumer confusion, and thus maximize the time a customer spends thinking about the shelf-dominant brand, for some otherwise dead-simple purchase, such as toothpaste.
On "mutual ownership". I'm not convinced that anything, whose agency has been removed through confinement, can be said to have equal weight in the decision to be owned, and thus be claimed "mutual".
You give evidence of our like behavior with other animals, and claim that my position MUST operate from the belief of our "difference and superiority".
Consider the inverse: Humans are not distinct and not superior. Therefor, all animal behavior is acceptable human behavior, for we are not but animals.
Its not exactly the society most would want to live in. People can and do use animal nature as means to justify horrible behavior. "Its a dog eat dog world, the villain proclaims", as if the only surprise is that their victim would have expected it any other way. Mantises devour the male after copulation. Why then do you demand I not do the same?! Pointing to the way things are in nature as a means to find justification for human behavior doesn't seem to lead to a useful foundation for ethics; maybe it even to to its dissolution.
So yes, I think we're different. I think that in many ways our difference comes from our responsibility of stewardship. Because we do have knowledge, agency and control to the degree that we can destroy or restore environments.
Or the Mullvad browser, Mullvad's fork of FF with zero ads with help from the Tor project.