I never said it was a good one! I doubt they'd bother if it didn't make it easier for them to start charging you. Plus, card providers often have virtual card services nowadays anyway, so it probably doesn't work very well.
Probius
Malware's definition:
Malicious computer software that interferes with normal computer functions or sends personal data about the user to unauthorized parties over the Internet.
Any forced update that increases data collection without consent or intentionally breaks previous functionality being pushed out to millions of people should result in multi-decade prison sentences for cybercrimes.
We need to make it illegal to force people to use a chatbot. It's just a way to create the most frustrating experience possible without even having to pay an Indian call center. It's the new version of being put on hold for an hour and then getting transferred and put on hold for another hour, someone you can barely understand picking up the phone, and then hanging up on you after you explain what you want and making you call again.
Why do people suddenly have a problem with this sort of thing? Art has always used exaggerations and tropes to convey things to the viewer more effectively than being realistic would. Lasers don't actually make solid beams of light in the air, evil people don't generally have red eyes or maniacal laughs, and female skeletons don't really have eyelashes and bows. Hell, most women don't even wear bows anymore.