Yeah think it makes sense with big ticket items like houses and contents. With vehicles, we've got relatively cheap cars and then it's nice to have lower excess. Financially it may not be the best option, but peace of mind knowing that any scratch costs max 500 is nice too.
sylverstream
joined 2 years ago
Yeah I do that regularly and every time AA comes out cheapest, or slightly more expensive. We've had multiple claims via the and so far so good. Just did a quote with AMI and they are twice the price of AA. Guess we'll just have to suck it up.
Yeah, we something similar. Contents is more expensive, we're going to pay about 800 for 120k insured. Still, important to have, but perhaps going to increase excess as Dave suggested @[email protected]
Yeah valid point. We're mainly covering it in case of a total loss, ie our house burns down.
For the rest we don't have expensive items, we have a $600 Warehouse Veon TV for example. Probably most expensive in our contents is my ebike with new price $1450
Haha hope all is well. I mowed the lawn and decided to let the bottom of the mower dry a bit before storing. Then the hail came and I suddenly realised it was still outside... It's definitely not dry.
Last night we woke up because of the wind. Hasn't happened in a long time.
Nice, sounds good. Good luck!
No, it's an addon we didn't have for this vehicle.
Haha that's so annoying. Hope you have power back soon.
Yeah, our insurer said our vehicle isn't totalled and can be repaired. They'll also pay for long haul from SI to NI. Still a bit annoying process, I have to keep calling for updates, they aren't very quick. We have plans with the vehicle so hopefully fixed soon.
Thanks everyone for the tips here.
Wow nice, congrats. Did you already buy a new house?
Which bank offers insurance? Ours (BNZ) doesn't I believe.