What do you build to get the cat into that contraption
plantedworld
Once took a taxi downtown with my family when we were in a different city, and the drive home was twice as much as the drive there (second driver took a different route). My dad challenged him on it and he backed down an accepted the same fare as the first driver.
Same company, same rates, just a dbag driver
I can choose with my credit card to designate a purchase over 100 bucks as a pay over time purchase. I don't use it for anything less than 4 digits, but this year we got hammered by 4 4-digit car repairs, a 4-digit tree removal, two surgeries for our dog, and a few other unexpected big expenses. I used it for the car repairs and the dog surgeries because there was a promotion where there was no fee, it just raises the minimum monthly payment, and brought the interest down. I didn't have the cash to pay that many things off at once so I'm using to to pay them down that way at a lower rate.
But you are absolutely right, using pay later plans for small frequent purchases is not great. They might not have a choice though.
Man you said it. I despise discord. My gaming group will post things in the chat, and if you ever want to look at something again it's a pain in the ass to find it