I know you asked about VMs, but fwiw there are GPU-capable containers now: https://docs.nvidia.com/datacenter/cloud-native/container-toolkit/latest/install-guide.html
Used one of these and the setup is as easy as it sounds. It can run Houdini, Stable Diffusion.
It's not that they are separated on the chart, but that they are comparable (on both axes), that impressed me.