Put it some boring and reliable investment, and just have the interest supplement my income for life.
I'm a little disappointed that I've become so boring, old, and senile in my late youth, but also its good I'm content enough in my place right now to not want to use the money for some major change.
An extra $10-20k per year from interest and a massive emergency fund is plenty thx.
I really wonder how many of men commenting with generally respectful language here are questioning whether they are trans. This is a small community hosted on the piefed spinoff of the most trans instance. It doesn't seem like the kind of place men who are cis with certainty would just stumble upon.