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I'm ok as long as they add income & debts filters with real validation of this info :-)

It depends on the country but not in general. F.e. in Poland it's illegal to play poker with cash with your friends but in Czech Republic it is not and LEGAL

Technically no. Oral contract is legally binding contract too. Especially if you have witnesses ( I presume 3+ is enough )

They say so. They always say so :-)

It sounds illegal because if one user opt ins for wire tapping, she / he needs to inform other people on the line about it is being wire tapped.

Do you understand a meaning of 'hyperbole Bible was written by priests and they were educated people. Besides: give exact quotes with refs before you want me to response to your "watered down monologue"

Regarding homosexuality ( yes it's about homosexuality nor pederasty)

https://www.biblestudytools.com/leviticus/20-13.html

In the Bible the jubilee year lasts 49 years. Still it's considered immoral in all Abrahamic religions not to pay own debts and you told 'not paying own debts' is moral in some cases (like from the rich). Don't compare things stoning for being gay with not paying debts - the first was only once mentioned, maybe twice in torah, second all over the bible (both old and new testament)

You're not forced to take student loans... Second it's fixed rate which is legal according to the Islamic banking rules ( cost plus murabaha). Third in Europe people are able to pay their own university costs without taking loans

Don't reinvent the oldest laws in the world. Just read it... No, you're are not forced by anyone, just living with consequences of your choices in most cases. Most of cancers and diseases today are the ones because of our eating and living habits. There are very few inherited ones

Bro, don't you know the confirmed biography of Carl Marx?

So don't say "immoral" on basis your carl marx who never worked, abused his family and servants, and lived off Engels income who was a plain industrialist not implementing any single idea he was praising so