They got a privacy policy that tell you everything they do with your data. Isn't an open source app, isn't privacy focused and that's absolutely bad. But, my alternative is keep using Google. This is an alternative.
Is there any other replacement for Google Wallet you would recommend?
Ask them. I would never use that, got a card and it's more than enough, but...it might be useful for others.
I'm not happy about this as well. I'm one of their customer, I will write to them.
I think isn't sold in the rest of Europe, at least not in the UK and Italy
I'm doing very well mate.
There is a project for a wide eu platform, it goes a bit further than that including other functionality, however, even if they started a few years ago, they didn't make massive progress. This is the only service based in Europe (UK) that provides service to all Europe.