Abbezahlte Haus Besitzer.
Wenn ich nen 750k Haus kaufe aber auf 500k Schulden komme bin ich im Netto Vermögen nicht mehr ganz vorne dabei, "nur" noch sehr weit oben.
Scipitie
joined 2 years ago
Danke für den Link!
Auffällig ist die mich ihr sampling: nämlich Menschen, die sich über ihre Schulden beraten lassen.
Ich vermute, dass deshalb die selbstständigen Quote so hoch ist - man muss sich nur dem Bürokratie Apparat etwas beschäftigen, um bis zur Beratung zu kommen.
Dementsprechend dürfte Bildungsarmut unter repräsentiert sein (ich muss das Angebot kennen, um es wahrzunehmen).
Das ist aber Spekulation aufgrund der Daten und Logik, die Quelle finde ich sehr cool, das soll sie nicht schmälern!
I found that this is one of the few areas where aphantasia is a strong advantage :D
I can't help you finding better metaphors beside "it's like charge but different" as I have "accepted" the whole quantum topic as math that for some random reason can be used to make predictions which accidently correlate to our reality...
In short: charge is not the only thing that defines a particle. Although the charge of the neutrinos is zero their spin differs.
A longer form of this answer is here. The answers go a bit more into detail on why "zero charge" isn't precisely correct either but I'm not sure if that goes too deep for what you're interested in!
The problem is that you're posting in a trecky area with a tracky meme - the brain just doesn't want to read "wars", that doesn't make sense :)
Plus you'd need to know the streaming service.
That said: even though it's a slow burn for me I found it funny! Wo thank you ❤️
It sounds like you accidentally starter with a later book because what you've described is a major plot story being built up for a bit.
From this thread I think you might enjoy it :)
Kostet aber dich mehr, weil es nicht einfach versteuert wird sondern eben wieder eine weitere Berechnung und Ausführung braucht, viel mehr overhead.
Es klingt halt fairer aber die Zahlen sagen was anderes, wenn man sie Modelle (Einkommen(!) abhängig vs versteuern).
Ist das linke pendent zu "Hartz 4 mehr überwachen", man gibt zwei Euro aus für jeden gefühlt fairereren Euro Ausgabe.
Oh yeah I misunderstood you, completely agree!
He did several "come find me from my pic" videos where users sent in images from around the world and he found where it was taken.
I distinctly remember a fishing spot where he basically found the tight tree under which the pic was taken.
If there's no cherry picking behind the scenes.... Then the answer is "yes, it is transferable".
Actually casinos so tax you on the US!
And it's not tax on the owning part but tax on the regular payments you receive from your funds. Think of the thanks stock buybacks or more simple yearly profit shares (dividends).
What you describe ironically is something France tried a but as and Germany is discussing every couple of years: a tax not on income but in wealth. It's as you described really tough to do right though from what I understand, again because it's so easy to evade.
Overall an interesting but kind of depressing topic to be honest.
Oh I am with you regarin both the need for change as well as the potential - I only focus on the question of income vs sales tax structure and abolishing one of the two withouz deeper adjustments.
The pensioner example in more detail, I'm using wrong numbers to make it easier for me :)
I am a pensioner with 100k in my pension fund (which st least where I'm from is treated similar to any other stock fund). I get 1000 Euro out of that per month in capital gain. I would have a 300 Euro tax on that. which I use to pay off my student loan, a consumer loan from a past mistake and the rest of a loan for my flat. I live from my state pension which allows me to barely scrape by.
If I can get tax exempt for paying of my (imo ridiculous) student loan and the rest im fine. How if I have to pay the tax on top of that I'm suddenly 300 Euro down. The social system says "that's a bad thing, people should have something from their money so we allow them to get tax credits for past debts - after all they did consume for that money and this helps the economy overall".
Now rich asshole scipiti comes around and says: yo bank, I earn too much, give me 60mio credit, here's the future capital gain and the stocks as security. Oh and tax man: I can't pay any taxes because I have to serve this 60mio credit which I used for my second yacht.
What most states do is now make rules which give more details on what can be exempt under which circumstances. But rich me does a quick calculation and it's way better to pay very smart people to figure out how can I still abuse the system. that's why we can't simply close loopholes: a) there might be side effects and that's a scary thought for law makers. b) we still want certain people to benefit and it's still worth it for them to benefit even though there is abuse. And sadly c) the incentive to close them is really low as the benefit is low on average for all voters but the pushback I get from the abusers is really big (imagine Elon musks money gets distributed evenly among every citizen of a state where one of his businesses resides vs the damage he can cause to any political individual).
I left the economic discussion btw completely as this is more speculation and political behavioral pattern observation in not exactly equal parts.
Ich lese das als "physische und psychische Erkrankungen", habe noch nie von jemanden gehört oder gelesen, der sein Leben mit Glücksspiel oder Drogen ruinieren möchte...
Deine Formulierung weckt bei mir die Assoziation, Opfer/Betroffene zu beschuldigen. Süchtige brauchen Hilfe, keine Vorwürfe.
Dass diese Erkenntnis oft fehlt ist leider Teil des Krankheitsbildes, analog zum faulen Hartz IV Empfänger aber ein Bild, dass ich in der Gesellschaft nicht fördern möchte.