I have used Matrix; XMPP; Session and Jami. I like all of them but use Matrix the most as my wife prefers it and I message her the most. I have heard good things about Delta Chat but haven't gotten around to trying it yet.
PublicLewdness
This is why you shouldn't trust closed source software. There are alternatives such as Matrix; Mumble; Wire; Jami; etc.
https://alternativeto.net/software/discord-app/?license=opensource
I use both Tutanota and Protonmail and love both. Protonmail is based out of Switzerland where Tutanota is based out of Germany. Germany is part of fourteen eyes so I give the win to Proton there. Tutanota has lower prices. Tutanota has apps available in App Image and Flatpak for Linux where Proton is only in the AUR and as a .deb. Tutanota has an Android app on F-Droid where Protonmail you have to navigate their site to find a standalone apk. Both are on the Fediverse but Proton did leave for a while where Tutanota stayed and was more active. Overall either would be a much better otpion than Hotmail/Gmail/etc.
I use both Tutanota and Protonmail and love both. Protonmail is based out of Switzerland where Tutanota is based out of Germany. Germany is part of fourteen eyes so I give the win to Proton there. Tutanota has lower prices. Tutanota has apps available in App Image and Flatpak for Linux where Proton is only in the AUR and as a .deb. Tutanota has an Android app on F-Droid where Protonmail you have to navigate their site to find a standalone apk. Both are on the Fediverse but Proton did leave for a while where Tutanota stayed and was more active. Overall either would be a much better otpion than Hotmail/Gmail/etc.
I am not well versed in crypto but when I tried to setup an account at many coin exchanges they wanted my govt id to track transactions due to Canada's KYC laws. Is there a way around this ?