The kind of girl that wears a flannel shirt and puffy vest with leggings and leather riding boots. It's a good look, but far too common. There are other variations like a wide brim hat with a cardigan and jeans. Just Google Pumpkin Spice Latte girl.
Knightfox
joined 2 years ago
The article says that Los Angeles county has 75k and the city has 46k. As for population, NYC has a population of 8.8 million and LA city has a population of 3.8 million. This means that NYC has a homeless population percentage of 11.3% and LA has a homeless population percentage of 11.9%.
It's probably a bit of an apples and oranges comparison, NYC is split into the five boroughs each of which is its own county. Some of the boroughs seem to have radically different homeless situations, some being as low as 1000 homeless persons. LA (city) on the other hand is approximately 45% the population of NYC and doesn't take up it's entire county, but has nearly the same homeless rate.
At the same time Los Angeles seems to run into other towns and be nearly seamless with them. Should Anaheim get lumped in with LA? If we're counting those should we expand NYCs area to include Yonkers and Newark?
Not sure how you're defining "bad," but NYC has an estimated 100k homeless while LA has an estimated 46k.
I think between their argument and your own, yours is the one in more need of citation. Which is more likely, that giving a house to everyone will solve homelessness or that some people have problems beyond just being homeless? He's not saying that it wouldn't help some people, he's just saying that there would still be some number of people who need help beyond this.
McHenry is a piece of shit. Also he was running campaign ads on YouTube back in June, fucking 11 months before the primary.
I'd like to point out that the second item is pointless. You're making an appeal to authority fallacy and referencing an article to support an opinion which doesn't need the reference. The portion that needs a reference (if you're gonna provide one) is the second part of the second point.
Here is a link to the CAUF society in reasons why homeless people may refuse to go to shelters.
I think that additional housing isn't really a solution to homelessness unless you give them unmitigated access. Pretty much, "It's free and you can do whatever you want."
The issue with homelessness isn't available space, we have tons of open office space where they could stay at night. The problem is that these places have rules and restrictions (no alcohol, no pets, curfew, etc).
For my own anecdote, there was a homeless guy who stayed by a gas station near my old apartment and I tried to check in on him from time to time and give him some money. He saved up his donations each day for a motel room and I asked him why he didn't save his money and go to the shelter or share a room with someone else to save money? He stated that he didn't like sharing a space with other people either in a shelter or as a roommate. The guy would rather sleep outside rather than share space.
There is something to be said about the suburb or even country life. I used to live in the city and I really liked it, but I moved for work and wanted a house rather than an apartment. I used to have bars on my back door and a front door camera. I used to hear gun fire in the middle of the night. The cops were actively in my neighborhood because one of my neighbors was a known drug dealer (they would watch his place and pick up customers). One of my neighbors regularly had EMS and the fire department because she was a coke head suicidal mess that wouldn't seek or accept help.
Living in the country I'm further from the cultural amenities I used to have, though I still have commercial items I need. On the other hand I've left my shed, car and back door unlocked on accident and never had a break in. I miss living in the city, but I wouldn't have what I have now in the city.
I remember at the beginning of COVID my car insurance sent out a refund check because the majority of drivers weren't driving and so they had more money than they needed. Felt really nice and bought a lot of good will with me. Since then they've gone up significantly due to inflation, but because they sent out those checks I haven't looked elsewhere yet. Who knows, if they keep going up I probably will, but for now I'm ok.
Well for a couple reasons.
- I don't have a million dollars
- I couldn't qualify for an investment loan worth a million dollars without making some really poor/speculative decisions
- Being a full time landlord is super profitable and trouble free until it isn't. If you get some troublesome tenants your sweet business decision can become a freaking nightmare.
- This estimate doesn't include taxes or insurance
- I think these rental prices are outrageous and I'm surprised anyone agreed to them. Not sure who these people are, but someone took the deal. Maybe there was some sort of arrangement so that they didn't pay the listed rental price (like x number of months free, waived deposit, etc).
- I wouldn't be surprised if the owner is overleveraged unless they were already independently wealthy or they got in before the interest rates went up.
For a while between 2020 and 2022, if you had your home paid for, you could take a mortgage out on that property and invest that money and make more money on the return on investment than the payment for the mortgage and the taxes owed on your profits. That's how low the interest rates were for a while. I have a coworker who refinanced his house for 2% on a 30 year fixed rate, inflation is generally higher than his interest rate. Doing that sort of thing, taking a loan out on one house to invest with, is stupidly speculative but I wouldn't be surprised if people did it.
It really depends on the nature of the rental and your area. If instead of building a house you build 4 closely stacked duplexes and charged each one double what the mortgage would be you'd definitely make money, but you'd also be an extortionate leech. In my area someone built 4 nice duplexes on a double lot (probably around 1.5 acres) and is now renting them at $1800 each. The land was probably less than $55k and the cost of construction was likely less than $1 mil. At 5% interest on a 30 year loan their monthly payment would be $5,600, but they're bringing in $14,400 per month.
$1800 for rent is an extortionate price in my area (it's big city apartment rental prices, with a pool and gym), even after interest rates went up.
On the other hand, I knew a couple who were landlords for nearly 20 years. They rarely raised the rents and even in 2022 they were still charging <$1000 per month for a full house because that paid the costs and for them it was an investment, not a source of income.
They finally sold their rental homes and made about $70k over what they originally paid on each house. Doing the math that comes out to be a roughly 8.5% annual percentage return without counting the rent gained each month. That's a fairly solid investment without being a sucky person.
Care to elaborate? I listed the average wage for the city in my original post and the average wage for all of Croatia isn't much more (about €1100/month). Spending 40-50% of your pre-tax income to rent 400 sqft doesn't seem like a great deal to me.
It's playing on a stereotype, but the stereotype is that the two groups are very different but both enjoy Fall. Goth girls, in this stereotype, may be into it for Halloween, spiritual, or pagan stuff. The other group, in the stereotype, enjoy it for cute clothes, Thanksgiving, and pumpkin spice seasoning.