I would say it is specifically a problem with crypto, i addition to what you said.
you wouldn't be able to do the above with a bank. They'd just make the transaction not to have happened.
with crypto, e.g. btc, you'd have to convince 2-3 of the big mining pools to undo the transction, so random private actors. and it undo all other transactions done as well.
maybe that it happens is not due to crypto. That it cant be remedied is certainly because crypto.
Buddy Guy. the concert was pretty posh (think bankers in suits), with everyone having arranged seating, audience sitting still and quiet like at a classical music concert.
he was like 'fuck this, this isn't a proper concert, my guitar is wireless, let's stand up, go to the entry hall and jam'. so he's just standing in the middle of the crowd and going nuts, at like 83 years of age. That was amazing.