That's on the creators tho, not the platform I feel like it's not an argument against paying for the platform, at least not when there are plenty of videos that don't do baked in sponsor ads.
Edit: if you exclusively watch content with baked in ads, I can see it from a purely consumer end point of view.
Yeah, it's a forum, it should be more like a cafe in terms of anyone talking to anyone, regardless of who that person is.
For big personalities and stuff every time it mattered in reddit, I saw proof that they're them (ama's usually)