FancyPantsFIRE

joined 2 years ago
[–] [email protected] 4 points 1 month ago

It’s cool though because it was done by AI and therefore isn’t political or punitive.

For real though it’s gonna be great when AI hallucinations start hitting regulations and legislation and we end up with bizarre and nonsensical things in the text that no one bothered to fully read (cause we fired the people that’d actually do that).

[–] [email protected] 22 points 1 month ago (1 children)

All I can think of is this scene from the Rejected cartoon.

[–] [email protected] 34 points 2 months ago* (last edited 2 months ago) (2 children)

They chimed in elsewhere, sounds like they want consensus amongst the admin group and they are worried about the recent (frankly transphobic) UK Supreme Court ruling. They also expressed understanding that blahaj wanted to move faster and defederate.

Edit: Source I was referencing. Not advocating for or against, but there at least appears to be a bit more nuance than straight up support of or apathy about transphobia.

[–] [email protected] 26 points 2 months ago (4 children)

Here’s some AI slop to definitely explain this in a coherent way.

[–] [email protected] 5 points 2 months ago

A decade ago I randomly won a Vizio google tv box from a tech site give away. I don’t remember its ultimate fate but I’m sure it’d be useless at this point due to lack of updates anyway.

[–] [email protected] 11 points 2 months ago

Yeah but he was an asshole which was a pre-existing condition, so we’re going to have to deny murder coverage here.

[–] [email protected] 6 points 2 months ago* (last edited 2 months ago)

I have a solid plan for bringing back zebras if it comes to it.

[–] [email protected] 13 points 2 months ago

Store brand dire wolves, so disappointing.

[–] [email protected] 8 points 2 months ago (2 children)

Perhaps the centrists or non voters, the rest saw it coming and are either horrified or delighted.

[–] [email protected] 16 points 2 months ago

Holy shit, is this the government official version of sending someone a link to a batshit crazy youtube video that “proves” your patently nonsense beliefs?

[–] [email protected] 57 points 2 months ago (5 children)
[–] [email protected] 3 points 2 months ago (1 children)

I know this wasn’t your direct question and I’ve got no idea if your advisor was any good, but it sounds like you were comparing apples and oranges (a diversified portfolio vs the sp500) and the issue was probably more that you weren’t on the same page with risk appetite or allocations. A fiduciary is likely going to advise you against an all sp500 portfolio, and if all you want is to buy an sp500 etf or mutual fund, then paying an advisor to manage it seems silly. My dad lives across the country and I set him up with a fiduciary through NAPFA and he still occasionally grumbles when the advisor adds friction to some of the (frankly bad) investment decisions he makes like chasing weed or gold stocks. He’s the perfect example of someone who should be hands off and has a negative expected value making financial decisions. But enough of what you didn’t ask for. 😂

One of the challenges with helping people with financial advise is not projecting your own goals or tolerances, you need to know the full picture and their behavior. Do they have debt? Are they saving for a house? College? Will they chase meme stocks? Panic sell in a down turn?

And if it goes badly — like a recession popping up right after you help them, you can end up the target of frustrations and strain a relationship.

So I try to give general guidance if it’s sought, and push people to a fiduciary if they really want to get their house in order. I’m happy to provide them self help resources if they want to get into it (bogleheads wikis, a random walk down wallstreet, etc). This puts them in the driver’s seat instead of you.

view more: ‹ prev next ›