ApathyTree

joined 2 years ago
[–] ApathyTree 5 points 9 months ago* (last edited 9 months ago) (6 children)

If you are in any sort of unique demographic, like you aren’t a straight white male office worker, you might look for credit unions that serve your specific population.

Like if you do trade work, there’s options. If you are Hispanic there’s options. Veterans have several options, women and feminists have several as well. Just sort of look for whatever fits you and see what might be available on a more national scale.

And if you are a cishet white male office worker with nothing to distinguish you from anyone else there’s probably a credit union for that, too. The theme of the day is themes. Credit unions that aren’t regionally based are nonetheless community based, and I’m sure you fit a community.

Really tho I hope you find something that fits so you can buck the bank. Banks are horrible and we can do better! Through unions!

Edit: I looked up Star Trek credit union just for giggles and there’s a NASA credit union, hence the theme being themes.

[–] ApathyTree 11 points 9 months ago

I remember when I was maybe 14, 2001 or so, and my mom forgot to pick me up from wrestling practice after school.

We lived about 6 miles outside of town, and wrestling is a winter sport, so it was well dark.

I walked home along the side of the highway (in all black because that’s what I had that day…) after waiting well over an hour and calling several times (no cell phones). My options were to continue to sit in the glass entryway indefinitely or just leave and go home. It took me 3 hours, and when I walked in my parents were shocked that they forgot.. not that I made it home safely or that I felt feelings.. they were shocked at themselves that they forgot about me. (I wasn’t at that point)

I mean hell when I was 5-7 I was walking home from school daily, going around suburb town on my bike, and one time around age 6 I got lost for several hours (only a few streets from home, but so windy and confusing I was just lost..) it ended in trauma and an ER visit, but did not actually cause my parents to restrict my movement, when it absolutely should have. It was normal routine stuff back then.

I’m into parents caring more now, but man if someone had arrested my mother for allowing me freedom I’d.. have felt really bad for causing it.. that’s also intensely traumatic.

[–] ApathyTree 9 points 9 months ago* (last edited 9 months ago) (8 children)

Sorry to hear. Have you considered looking for one that does app-based banking and isn’t local?

I mean some 15 years ago I had a credit union that was very very regional, and I moved. But they had good online options (keep in mind this was like.. 2009-2011 or so and things have moved so far since) so I kept using them for several years until I found a better local credit union.

Maybe that would be an option for you as well, assuming you don’t need to go in in person for stuff frequently.

[–] ApathyTree 23 points 9 months ago* (last edited 9 months ago) (12 children)

I use a credit union and they don’t penalize for either one. There’s a small “get gud with money” fee for the transfer if you use overdraft protection, something like $1.50 or whatever, but I don’t think there’s an insufficient funds fee at all. They just decline the transaction. I mean it’s not like it actually costs them anything to compare the incoming charge to your account balance, so a fee for not being on the ball is silly.

So your options might actually be “eat the fee, or switch banking institutions”, but they won’t tell you that, ofc.

[–] ApathyTree 1 points 9 months ago* (last edited 9 months ago)

Cat buttholes are known in my sphere as “catsterix”

That’s all.. stop looking at me like that…

[–] ApathyTree 13 points 9 months ago* (last edited 9 months ago) (7 children)

Does anyone else find it really difficult to play evil in games, like emotionally and morally?

I loved fable and got my angel wings and halo easy-pie; I never managed the horns and huge black wings. I tried, I really did, but I just can’t do it properly.. I feel bad for it.

Edit: Or wait is that what this is about, rather than just a specific game..?

[–] ApathyTree 5 points 9 months ago (2 children)

This doesn’t surprise me.. but it does make me wonder what kind of person would ignore that sort of data just for money..

I mean.. really, who in their right mind says “well this is going to be catastrophic, and we could shift gears now to prevent it and release all the data and be absolute heroes among men, but nah, we’d rather it burn.”?

Money is great and all (I guess), but when the global economy collapses due to the catastrophic climate change, it’s not going to be worth a whole lot..

[–] ApathyTree 2 points 9 months ago

I did this drunk the other day.. apparently.

I mean I live alone and my cats aren’t helpful so I imagine it was me, but I have basically no memory of doing anything. I recently cut my drinking way way way down (from near-daily binge drinking to 2-4x/mth binge drinking and nothing other days), so maybe this was my drunk self trying to plea usefulness so I don’t abandon it entirely.

I woke up to a reasonably clean kitchen, living room, and nightstand, plus a hangover. These are not small tasks (as evidenced by the fact I didn’t do them sober), so really I just need to sort out the hangover thing and bam, adhd solution. Or something.

[–] ApathyTree 3 points 9 months ago

Hell yeah, my highschool used to have super soft undercooked cookies the size of a plate. They came on a paper plate wrapped in plastic (made in house).

They didn’t bother trying to pretend that was more than one serving. Nobody did :)

[–] ApathyTree 11 points 9 months ago

Ooh, there’s a song about that acronym!

MNAA MNAA, do do do do do

https://m.youtube.com/watch?v=8N_tupPBtWQ

[–] ApathyTree 8 points 9 months ago (3 children)

but I've never seen anyone go "okay I will slice up this cookie and eat only a fourth"

I have, but only with thc edibles..

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