There's no way someone is this smooth brained lol...
this post was submitted on 29 Oct 2023
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I can believe it, people have genuinely thought they were being given a credit card with a limit, and the balance was free money.
I'd love to see someone max out a bunch of cards and just leave the country though.
The amount you would get away with would just not be worth ending your life in that country.
If you have stronger credit and want to leave anyway, I think it'd be dumb not to take advantage of it.
It depends on which country you plan on going to. It's not impossible for debts to chase you across borders, even if they can't make you pay, they can still trash your credit rating.
Idk, you might want to return one day. And trust me they don't forget
Ah yeah they do forget, after a decade or two.
You're not going to jail for non-payment.
I was thinking of someone planning to leave anyway.
It's still not worth it I think, but it's probably been done a fair amount of times
Doesn't take debt to want to leave the US.
I know a dude that did that. Left till his 7yrs (or whatever) ran out and came back debt free.
Anon learns what bankruptcy is
credit score go 📉📉📉📉
Anon lives off-grid deep in the woods.
Living off-grid is expensive, especially if you didn't inherit everything
Social credit -5000
I would not call this fool proof but if someone wanted to actually hack the system, I would try along the lines of: https://scholar.google.com/scholar_case?case=12213566702719875163 where NY state has a criminal usury law whereby charging more than 25% is a felony. It is a well settled principle that criminal contracts are unenforceable, and merely declaring a venue (Utah usually in America, as it has the most bank friendly laws) when the nexus of activity is elsewhere (In the instant case card was shipped to and used in NY) does not make it so. With US Govt lending rates so high, most credit cards are gonna be pushing past 25% if they aren't already. Legally the card company suing you would be most similar to a criminal loan shark in the eyes of the law seeking redress of illegal activity gone sour if you are a NY resident.