Banks require a physical address, that's part of basic KYC (know your customer) requirements and part of anti money laundering / anti terrorism funding laws.

So they won't accept P.O. boxes. While those mail forwarders can work, some will also blacklist them over time.

And really, ask yourself the question if you want your cards, PIN, and general correspondence about your finances mailed to a random third party where some underpaid person opens up and scans your letters all day...

Not quite sure what you mean with whitepages btw., your bank is not signing you up anywhere.

If you own a home, your address is already a matter of public record.

Sounds like instead of the whitepages, you'll end up on an FBI list.

/s sorry for the non-answer...I dont really have any practicle advice beyond being careful you don't end up suspected of criminal activity. Your privacy will really go down hill if the gov. is actually paying attention to you.

If you're this concerned, why are you using a bank at all? You strike me as a cash under the mattress type.

I believe it is illegal to misrepresent your permanent residence to your bank.

Tell them you’re homeless. Put your address as “No fixed address” and use Post Restante — also known as General Delivery.

If they make a fuss and demand a home address, reiterate that you’re homeless and demand that they provide you with a home. Worked for me (when I actually was homeless) for a few years.

Wait till you learn about phonebooks, the OG white pages. I don’t think banks are the source of the info that appears on the ‘white pages’ type sites.

Those info sites aren't built from bank records. They're built from public records databases like voters, property, taxes, legal cases, and government actions, including stuff like just showing up to the city council to complain.

You could conceivably open an account in another country where they're very private about banking info, but it wouldn't help your case, and it would probably be a huge hassle for your day to day life.

What you are likely referring to is a "nomad" residence. There are some states that allow this, such as Florida. There is a process to getting this status and you would want to do that before opening a new account in that state.

I had to change my address to my physical address from a PO Box in the first week of the year to prevent my account getting closed. This was with a major bank, and it's all thanks to the patriot act. Then again, I do have a checking account with a much smaller bank and they haven't said a word about it. I use the street address with a "unit number" for my box. Seems like they either haven't dug into it and realized it's a PO Box or they're just small enough where they don't care much about it like the big banks. So basically, you need a physical address these days, if you don't you risk account closure.

Get paid in Monero.

You either get paid in cash or get physical checks and cash them.

I see this kinda of lunacy here frequently: privacy is important but you have to exist on paper in some fashion to make it in society.

The bank has to have your information. That’s how it works.

Do you have an address? Or are you moving around? A PO box is good for people who don't stay in one place very long, but want to receive mail. Whether you can use that at the bank, the dmv, the IRS, or voting depends entirely upon which state you live in.