this post was submitted on 23 Jun 2023
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The new system from Google Cloud deploys AI to create a risk score built using bank information. This includes KYC data and network patterns.

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[–] [email protected] 1 points 2 years ago

Described as one of the biggest and most costly challenges facing the financial services sector, money laundering is an increasingly complex and global problem. According to Google, last year $2trn was laundered last year alone, with an average of between 2%-5% of global GDP pouring through the system annually.
HSBC was the test customer for the new product, finding it outperformed current systems in detecting financial crime risk. They found a two to four times increase in true positive risk and a 60% drop in alert volumes. This reduced operating costs and sped up detection.

This is most welcome as boomers move into online transactions, expect to see overall industry replacing rule-based systems with AI systems if the data analyzed isn't persistent and ever changing.