I'm discounting things like limited runs, one offs or dumb shit like just gluing a lot of diamonds to one here and that arrives you at this, curiously all at about ~15.000€ give or take
- Pinarello Dogma F Disc Super Record
- Specialized S-Works Epic 8
- Coffee Bike
To be fair I can't find a price for the coffee bike without the espresso maker and assorted equipment but you can just buy one of those
but then you'd still be out of ~15.000 eurodollars for two of these dumb things
dunno if it's different where you live, but the last time i had to claim an insured loss they just gave me money and my circumstances were such that a replacement didn't make sense.