Just randomly stumbled on this song, and despite it being something I used to laugh at for its dramatics when I was younger, it really resonated with me just now.

Could be the beer talking

I've learned that not wearing pyjamas just soaks the bed with sweat, so might as well wear them and just change them out in the middle of the night as and when needed.

I've learned that sleeping with the window open only does nothing but ensure that I hear the birds at 5 in the morning

I've learned that a decent blindfold works better than any curtain

I just want to browse tunes from all over the world

https://radio.garden/

Been thinking about this today. People already pay CGT on 2nd homes but given that housing is being used as an investment vehicle by virtually everyone in the UK, does it make sense to apply it to single homeowners too?

Would have to ignore the current govt's pledge to not raise taxes but with national debt at over 100% of GDP and us spending over 100 billion pounds a year in interest alone... not sure that is sustainable.

Thinking it through, house prices would fall since they would immediately be a less desirable commodity. Although they wouldn't plummet because houses still have intrinsic value and the supply of houses being sold would begin to dry up as people are dissuaded from selling.

The rental housing supply would increase in terms of properties since it would be more profitable to let them out than sell them. An increase in supply would reduce the cost of rent. It would need to come in with an increase in renter protection laws. Focusing on long term rented properties as family homes works well for other countries like Germany.

At the moment we've got a situation where people buy the most expensive house they can possibly afford because it has the best return of any investment by being exempt from CTG. In theory, people might buy more modest homes if they are buying and potentially could put more money into stocks/indexes which would stimulate the wider economy.

Anyway, this was more of a showerthought than anything else. What do you think?

Song has also aged badly but I wouldn't say it was ever good

I for one am disgusted at the idea

I guess they kinda have to do this, or you'd have to keep the same person on breakfast until they retired.

I always found it a little bit comfy that BBC pipelined a lot of the flagship presenters.
Steve Wright going from Radio 1, to Radio 2 as the listeners aged, for example.