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ELI5: What is stopping anyone from accruing $100,000 in credit card debt and filing for bankruptcy? (lemmit.online)

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The original was posted on /r/nostupidquestions by /u/Anything13579 on 2023-09-18 14:15:42.

I’ve known a few people that have done this. They can now get a family member to open up a credit card and they pay them, work off the books, and rent from people that don’t require credit checks, did they just make $100,000 for free essentially?

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