this post was submitted on 27 Feb 2024
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I try not to even think about my dream home since I almost certainly will never achieve it. Just ends with me being sad.
I'm sorry. :(
If you're still young, may I suggest opening up a 401K account, especially if your employer offers to match your contributions. I know everybody's situation is different, but I can tell you that 401Ks, an IRA, and being frugal are what has made building a home a possibility for me and my husband.
By being frugal, I don't mean starving yourself and never enjoying anything, but cut out non-essential spending. You don't need to upgrade your phone, your computer, or your car every time. Pay that shit off. You also don't need to subscribe to every single streaming service. Pick one and watch the shit out of their content, then cancel and switch to another. Usually you even get a free trial to start.
Again, I'm not saying this will work for everyone, and I know life is never that simple, but these things really helped me and my husband save up over the decades.
lol - now do the not still young version!? π
Have luck on your side. Lucky is what my husband and I both feel a lot of times. We are both pretty cautious when it comes to spending, but we also recognize that we've dodged some financial bullets just by sheer luck.
Hehe congratulations. Iβm privileged to be in a similar position with my wife π
But not many days go by I donβt think about how lucky/fortunate we are.