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The best part of driving a shitbox is that I don't have to care too much about it. (lemmy.world)

submitted 1 year ago by [email protected] to c/[email protected]

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[–] [email protected] 7 points 1 year ago (5 children)

Problem is with your 14 year old Hyundai, you probably don't have full coverage, so your insurance is going to pay to fix his BMW, you are going to pay to replace your Hyundai, and your insurance rates are going up.

[–] [email protected] 17 points 1 year ago (1 children)

If you get hit, the other party's insurance pays, not your own.

[–] [email protected] 7 points 1 year ago

correct but your premiums still go up

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