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Anon on credit scores (sh.itjust.works)

submitted 2 years ago by [email protected] to c/[email protected]

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[–] [email protected] 120 points 2 years ago (66 children)

A lot of people think social credit scores are something society can't function without, but they only started in 1989.

[–] [email protected] 17 points 2 years ago (10 children)

At one time you walked into a bank, showed how much money you made, and got a home loan.

But that allowed too many Black people to buy homes, so credit scores were invented as a way to discriminate against people using a black box with no real published metric.

Yay for redlining under a different name!

[–] [email protected] 0 points 2 years ago (1 children)

Nobody fucking cares how many black people buy houses. They only care about making the most profit.