this post was submitted on 23 Oct 2023
1274 points (96.0% liked)
4chan
5019 readers
327 users here now
Greentexts, memes, everything 4chan.
founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
At one time you walked into a bank, showed how much money you made, and got a home loan.
But that allowed too many Black people to buy homes, so credit scores were invented as a way to discriminate against people using a black box with no real published metric.
Yay for redlining under a different name!
It's funny how the other person who replied to me said credit scores are actually the solution to racism. I think you're the one who's right it's just funny. I'd like to take this opportunity to say it's retarded that you can pay rent for years but not be approved for a mortgage with equal or lesser payments.
Nobody said credit scores were the solution. They were merely a step forward.
Young liberals: "It's not good enough or fast enough! NOW!!!"
I'll take what I can get, even if it takes some time.
"Young liberals" are why we got the fucking civil rights act, ya fuckin' dink.