this post was submitted on 29 Apr 2025
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Haveno

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My bank as many others charging high currency conversion fees of several % of the automatically converted amount.

What if trading partner refusing to send additional payment worth 3% of the previously sent amount to cover his mistake?

What can be a likely outcome for me of yours recommended action?

Thank you

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[–] [email protected] 1 points 2 months ago (5 children)

You can open dispute, you would most likely win

[–] [email protected] 1 points 2 months ago* (last edited 2 months ago) (4 children)

What this winning would likely mean to me? I will get trading partner sec. deposit, part of it, and they will chargeback their full payment (reversible bank payment method)?

[–] [email protected] 1 points 2 months ago (1 children)

you can wait longer to release the payment. otherwise withdraw the money from your bank

[–] [email protected] 1 points 2 months ago (1 children)

Thanks, if you know how long and why, please tell me. By withdrawing you mean making money unavailable for charge-back? I thought it would only cause negative balance/debt or bank request I deposit the funds.

[–] [email protected] 2 points 2 months ago (1 children)

You have 6 days to release.

If your balance goes negative at least u can argue with ur bank without giving money.

I only had 1-2 chargeback with SEPA and my bank asked me to authorize chargeback then i said no and explained them why.

[–] [email protected] 1 points 1 month ago* (last edited 1 month ago)

Thank you for your valuable feedback. I think that I have received SEPA from at least 20 people and no chargeback so far.

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